has the worst customer service representatives, least knowledgeable with the most pathetic customer relation skills that I have ever encountered in my whole entire life. However, in my opinion, the Loss Mitigation Dept. I have no complaints at this time about her, who I believe at this time is trying to help me. She has been trying to be the in between person with myself and the Loss Mitigation dept. Most recently I have been working a GMAC Complaint Response Analyst. I have sent faxes to GMAC many, many times over but have yet to deal with an individual who can take the time to help or even understand my situation. My certified letters to Waterloo, IA get stamped by Bob Smedley but I dont believe that they get anywhere past the mailroom. I have sent certified letters with no response. I have placed many countless phone calls and got no where. This is one of a mountain of letters and faxes that I have sent over the years to GMAC. Now my home is being FORECLOSED ON and I blame GMAC for helping me get to this level. I have been trying to resolve a problem that was created to me by GMAC back in August 2004 when GMAC took over the servicing of our loan from Countrywide.

*Consumer Comment: GMAC Mortgage is Deceptive *Consumer Comment: The same thing happen to us *Consumer Suggestion: Hi Dan, You have be an enormous help *Consumer Suggestion: Hi Dan, You have be an enormous help *Consumer Suggestion: Hi Dan, You have be an enormous help *Consumer Suggestion: Hi Dan, You have be an enormous help *Consumer Comment: morn lucy *Consumer Comment: morn lucy *Consumer Comment: morn lucy *Consumer Comment: morn lucy *Author of original report: GMAC MORTGAGE - FORCED PLACED INSURANCE BALBOA *Consumer Comment: lucy please read gmac deaf dumb and blind *Consumer Comment: lucy please read gmac deaf dumb and blind *Consumer Comment: lucy please read gmac deaf dumb and blind *Consumer Comment: lucy please read gmac deaf dumb and blind

*Consumer Comment: Daniel *Consumer Comment: lots of mortgages with escrow accounts *Consumer Comment: Yep they are a real cluster *Consumer Comment: *DID EVERYONE WATCH WHAT GMAC MORTGAGE DID TO THE PEOPLE IN CALIFORNIA? IF NOT, SIMPLY WATCH WHAT HAPPENED.

GMAC MORTGAGE CORPORATION ,DOESN'T READ LETTERS, LOSING HOME TO FORECLOSURE DUE TO GMAC ATROCIOUS CUSTOMER SERVICE - COMMUNICATION AND LACK OF UNDERSTANDING Horsham Pennsylvania *Consumer Comment: DANIEL, OUR ENTIRE SYSTEM IN THE UNITED STATES IS CORRUPT.

Gmac smart notes 2012